Built for the AI Era

Anchor Fiscus™

AI-Powered Financial Management

Complete financial operations for the modern enterprise, powered by intelligent automation from end to end. From general ledger to group consolidation, Anchor Fiscus™ delivers enterprise-grade reliability with AI operating every workflow — and humans confirming the results.

45+
AI Capabilities
12
Modules
On-Prem || Cloud
Deploy Anywhere

12 modules. Complete financial coverage.

Every module is AI-native from day one. AI operates the workflows, humans confirm the results. Together they deliver financial operations built for the speed and scale of modern enterprise.

01

General Ledger

Chart of accounts, journal entries (DRAFT → POSTED immutable), period management (OPEN → SOFT_CLOSE → CLOSED), and year-end P&L zero-out. The financial backbone of the entire platform.

Multi-segment chart of accounts with hierarchical structure supporting unlimited depth. Automated journal entry processing with AI classification ensures consistent coding across all entities. Period management with open/close controls, real-time trial balance, and intercompany elimination entries provide complete general ledger capabilities.

Key Features

  • Flexible chart of accounts hierarchy
  • Automated recurring journals
  • Journal reversal and correction workflows
  • Real-time trial balance generation
  • Period open/close with validation rules
  • Multi-segment account coding
  • Intercompany journal processing
AI Capabilities

Journal validation, anomaly detection, continuous reconciliation, close orchestration, and close acceleration — reducing month-end close from 5–10 days to 1–2 days.

02

Accounts Payable

Supplier master, invoice-to-payment lifecycle, three-way match (Invoice ↔ PO ↔ GRN), bulk payment processing, and multi-jurisdiction withholding tax calculation.

Complete invoice lifecycle from receipt to payment with end-to-end automation. Three-way matching between purchase orders, goods receipts, and invoices ensures accuracy before payment. Payment run scheduling supports multiple methods including EFT, check, and mobile money, with supplier statement reconciliation and aging analysis built in.

Key Features

  • Invoice capture and OCR processing
  • Three-way automated matching
  • Payment run scheduling and approval
  • Supplier statement reconciliation
  • Aging analysis (30/60/90/120 days)
  • Early payment discount optimization
  • Withholding tax calculation
  • Multi-currency payment processing
AI Capabilities

Invoice OCR with 85% auto-processing, auto-coding to GL accounts, duplicate detection, payment optimization, and three-way match resolution.

03

Accounts Receivable

Customer invoicing with branded templates, bank statement import, payment matching, and collections process with aging buckets (Current, 30, 60, 90, 120+ days).

Customer invoice generation and delivery with customizable templates and branding. Receipt processing and allocation supports both automatic and manual workflows. Revenue recognition, deferred revenue scheduling, and credit management with limit enforcement ensure complete receivables coverage.

Key Features

  • Invoice generation with templates
  • Receipt allocation (automatic and manual)
  • Customer aging and statements
  • Revenue recognition schedules
  • Credit limit management
  • Dunning letter automation
  • Interest and penalty calculation
  • Write-off workflows with approval
AI Capabilities

Intelligent cash application, collection prioritization, bad debt prediction, auto-correspondence generation, and payment prediction analytics.

04

Cash & Bank Management

Bank reconciliation supporting CSV, MT940, and CAMT.053 formats. Real-time cash position across all entities and currencies with mobile money integration.

Bank account management across all entities with automated bank reconciliation powered by AI matching. Cash position monitoring in real-time provides full treasury visibility. Cash flow forecasting with AI predictions and bank fee analysis enable proactive liquidity management.

Key Features

  • Multi-bank account management
  • Automated bank statement import (MT940/CAMT.053/CSV)
  • AI-powered reconciliation matching
  • Real-time cash position dashboard
  • Cash flow forecasting
  • Bank fee tracking and analysis
  • Internal fund transfer management
  • Petty cash management
AI Capabilities

Auto-reconciliation with continuous matching, cash forecasting powered by historical patterns, and real-time treasury intelligence.

05

Fixed Assets

Auto-create from capital PO (via Anchor FAL™), depreciation (straight-line and declining balance), disposal, transfer, CWIP tracking, and physical verification workflows.

Complete asset lifecycle from acquisition to disposal with full audit history. Multiple depreciation methods including straight-line, declining balance, and units of production. Asset revaluation, impairment testing, physical verification with barcode tracking, and cross-entity transfers are all supported out of the box.

Key Features

  • Asset register with full history
  • Multiple depreciation methods
  • Automated depreciation scheduling
  • Asset revaluation workflows
  • Impairment testing
  • Physical verification management
  • Asset transfer and disposal
  • Capital work-in-progress tracking
AI Capabilities

Utilization analysis, impairment prediction, and procurement-to-asset automation that closes the loop from purchase order to asset register.

06

Tax Engine

Multi-jurisdiction tax compliance with configurable rules per entity. VAT/GST processing, withholding tax management, and auto-formatted statutory returns for every jurisdiction.

Multi-jurisdiction tax calculation and compliance engine supporting any tax regime. VAT/GST processing with input/output tracking, withholding tax management, and tax return preparation assistance. Regulatory compliance monitoring keeps your organization ahead of rate changes and reporting deadlines.

Key Features

  • Multi-jurisdiction tax rules engine
  • VAT/GST input/output tracking
  • Withholding tax calculation
  • Tax return data preparation
  • Regulatory rate updates
  • Tax audit trail
  • Cross-border tax handling
  • Tax provision calculation
AI Capabilities

Regulatory monitoring across all jurisdictions, auto-flag rate updates in hours instead of months, and continuous compliance validation.

07

Expense Management

Receipt capture via camera, policy compliance checking, multi-level approval routing, and reimbursement via payroll integration or ad-hoc payment runs.

Employee expense submission and approval with built-in policy compliance checking. Receipt capture with OCR eliminates manual data entry. Corporate card reconciliation, per diem and travel allowance management, and direct integration with payroll for seamless reimbursement processing.

Key Features

  • Mobile expense submission
  • Receipt OCR and auto-categorization
  • Policy compliance validation
  • Multi-level approval workflows
  • Corporate card integration
  • Per diem calculations
  • Mileage tracking
  • Reimbursement processing
AI Capabilities

Receipt OCR enabling zero manual entry, policy compliance validation at submission time, and fraud detection through pattern analysis.

08

Intercompany Accounting

Cross-entity transactions with simultaneous posting, month-end validation ensuring balances net to zero, and automated group elimination entries.

Automated intercompany transaction processing with transfer pricing compliance built in. Intercompany invoice generation, elimination entries for consolidation, and cross-entity balance reconciliation ensure clean group financials at every period close.

Key Features

  • Automated intercompany matching
  • Transfer pricing rule engine
  • Intercompany invoice generation
  • Elimination entry automation
  • Balance reconciliation
  • Cross-currency intercompany settlement
  • Markup/markdown calculations
  • Intercompany agreement management
AI Capabilities

Intercompany matching at 90% auto-resolution rate and elimination entry generation that validates balances before posting.

09

Financial Reporting

P&L, Balance Sheet, Cash Flow, Trial Balance, GL Detail, AP/AR Aging, Bank Reconciliation, Asset Schedule, and Group Consolidation reports — all generated on demand.

Real-time financial statement generation with a customizable report builder. Regulatory report templates, drill-down from summary to transaction detail, and multi-dimensional analysis give finance teams the visibility they need without waiting for batch runs.

Key Features

  • Real-time P&L and Balance Sheet
  • Cash flow statement (direct and indirect)
  • Customizable report templates
  • Drill-down to source transactions
  • Comparative period analysis
  • Variance analysis
  • Regulatory report formats
  • Report scheduling and distribution
AI Capabilities

Natural language reporting — ask in English, get answers in seconds. Real-time dashboards with anomaly highlights and trend analysis.

10

Multi-Currency & FX

Unlimited currency support with real-time exchange rates, period-end revaluation, and group translation to any reporting currency.

Multi-currency transaction processing with real-time exchange rate management. Realized and unrealized gain/loss calculation, currency revaluation processing, and hedge accounting support. Designed for organizations operating across any number of currencies and jurisdictions.

Key Features

  • Real-time exchange rate feeds
  • Transaction currency conversion
  • Revaluation processing
  • Realized/unrealized gain-loss tracking
  • FX exposure reporting
  • Currency pair management
  • Historical rate lookups
  • Month-end revaluation automation
AI Capabilities

FX rate sourcing from central banks, hedging recommendations, and translation variance analysis across the group.

11

Group Consolidation

Entity-level close, intercompany eliminations, currency translation, minority interest calculation, and regulatory returns — consolidating all entities into unified group financials.

Multi-entity financial consolidation with elimination of intercompany transactions. Minority interest calculation, multi-level group structures, and consolidation adjustment journals. Supports currency translation using the current rate method and equity method investments for complete group reporting.

Key Features

  • Multi-entity consolidation engine
  • Intercompany elimination automation
  • Minority interest calculation
  • Multi-level group hierarchies
  • Consolidation adjustment journals
  • Currency translation (current rate method)
  • Equity method investments
  • Consolidated reporting packages
AI Capabilities

Entity close validation, intercompany balance validation, elimination generation, regulatory formatting, and automated cross-validation.

12

Budget Management

Budget lifecycle (template → populate → consolidate → approve) with real-time budget checking across Anchor Pario™, Anchor Genra™, and Anchor Fiscus™.

Budget creation and approval workflows with multi-version budgeting (original, revised, forecast). Budget vs actual comparison with variance analysis, budget allocation and distribution rules, and rolling forecast support give finance teams full control over planning and spend.

Key Features

  • Top-down and bottom-up budgeting
  • Multi-version budget management
  • Budget approval workflows
  • Budget vs actual monitoring
  • Variance analysis and alerts
  • Budget allocation rules
  • Rolling forecast automation
  • Budget revision tracking
AI Capabilities

Historical spend analysis, AI-generated budget suggestions, BvA variance dashboards, and spend anomaly detection in real time.

Intelligence at every layer.

Anchor Fiscus™ doesn’t add AI to finance. It builds finance on AI. Every module, every workflow, every decision point is enhanced by intelligent automation from day one.

45+
AI Capabilities
12
Modules
On-Prem || Cloud
Deploy Anywhere

Financial management, reimagined for the AI era.

Anchor Fiscus™ — where AI operates your finances and humans confirm the results.

Explore the full Anchor Platform Suite